Remortgaging

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Changing mortgages every few years is getting to be second nature for thousands of borrowers. They know that re-mortgaging can keep their monthly bills down to a minimum and help clear their loans well ahead of the usual 25 year term. But surveys show not everyone has got the re-mortgage message. The real pessimists think that up to one borrower in five is currently paying their lender’s standard variable rate when they could easily save money by re-mortgaging on to a better deal. Many more people fail to switch on to the very best alternative mortgage when their current rate ends, while people who need to raise cash for home improvements or other big projects often fail to see how re-mortgaging can be the best option.

This independently researched and written website is designed to reveal all the re-mortgage secrets. It is full of simple tips to getting the best deal – year after year. Read on and you can make sure you are never paying too much for your mortgage.

Neil Simpson is a former Personal Finance Journalist of the Year and writes regularly on property, mortgage and insurance issues for the Mail on Sunday, City AM newspaper and many other publications.